ALTIN FINANCIAL TECHNOLOGIES

Altin.app - true Gold
& true Values!

We believe your investments should echo your values. We're here to simplify ethical investing, ensuring you feel good about where your money goes.

Altin.app

Secure, ethical, and convenient investment solutions.

Altin.app brings gold investments and Shariah-compliant stock screening directly to your mobile device, empowering you to make informed, ethical financial choices. With Altin.app, access to real, physical gold investments and ethical stock screening is at your fingertips.

Gold, available to everyone!

Altin is a convenient and fast way to invest in gold. Buy or sell gold in just a few clicks.

Stock Screening

A reliable way to check stocks for compliance with Islamic finance principles.

Why Us?

We are revolutionizing the way people invest in physical gold and stock market instruments by providing users with the ability to easily and conveniently buy and sell physical gold. Our innovative stock analysis tool offers peace of mind by delivering a fast and reliable way to assess companies for compliance with Islamic finance principles.

Convenient and secure transactions
Real gold that belongs to you
Minimal entry threshold
Storage and security
Fast and reliable screening
Ethical investing on autopilot

Our Team

Bagdar Zhursinali

AAOIFI Fellow CSAA

Education : Al-Maktoum College of Higher Education (Professional Diploma in Islamic Banking and Finance), University of Dundee (LLM in Law, Banking, and Finance), KazNU (Law).
Experience : Over 5 years of professional experience.

Bagdar Zhursinali

CEO

Daulet Kadirbek

Education: Suleyman Demirel University (2010–2014)
Work Experience:
7+ years in software development, including 5+ years in fintech projects (Core Banking System, Internet Banking, etc.).
Experience leading a backend team (at its peak, 10+ developers).

Daulet Kadirbek

CTO

Nursultan Abish

Education: Nazarbayev University
Work Experience:
3 years of experience in finance and auditing (PwC).
Recently worked as a business analyst at one of the major banks in Kazakhstan.

Nursultan Abish

CDO

Bolat Kamalov

Education : Kazakh Leading Academy of Architecture and Civil Engineering
Experience : Marketing and branding expert with 3 years of experience. I combine creativity and an analytical approach to build strong, recognizable brands and effective marketing strategies.

Bolat Kamalov

CBMO

Latest news

FAQ

Do you have any questions? Find answers below!

General
What is Altin.app?

Altin.app is a fintech startup that is revolutionising the way people invest in physical gold and stock market instruments. Our team of experts has developed a mobile application that enables users to buy and sell physical gold at their convenience. Additionally, the app's stock screener offers an innovative way for users to learn if a stock complies with Islamic Finance principles (Ethical Investments).

How does Altin.app work?

Altin.app allows users to buy and sell physical gold through the app, making it easy and convenient for retail clients to invest in this valuable asset. The app also screens stocks using principles of Islamic Finance to ensure compliance with Shariah law.

Can non-Muslim customers use Altin.app?

Yes, Altin.app is designed to be accessible to all customers, regardless of religious beliefs. While the app uses principles of Islamic Finance to screen stocks, these are based on ethical and socially responsible criteria that are relevant to many different customers.

Can I access other investment options through Altin.app?

Currently, Altin.app focuses on providing access to physical gold and screening stocks for compliance with Islamic Finance principles. However, we are constantly exploring new investment options and may add new features in the future.

How does Altin.app ensure customer privacy and security?

Altin.app takes customer privacy and security very seriously. All user data is encrypted and protected using industry-standard security protocols. We also follow best practices for data storage and handling to ensure that customer information remains confidential and secure.

How do I contact customer support for Altin.app?

You can contact Altin.app customer support through the app, website, or email. Our customer support team is available to answer any questions or concerns you may have and provide assistance as needed.

Is Altin.app available in my country?

Altin.app is currently available in select countries, but we are rapidly expanding our reach to serve customers around the world. Check our website or app store listing to see if Altin.app is available in your region.

My Account
How do I create an account with Altin.app?

To create an account with Altin.app, simply download the app from the App Store or Google Play, and follow the on-screen instructions to set up your account.

What information do I need to provide to open an account with Altin.app?

To open an account with Altin.app with the aim of buying and selling the gold, you will need to provide some basic personal information, such as your name, address, and email address. Additionally you need to upload proof of identity and pass a biometric identification process in order to ensure that you are the real person. These measures are important to safeguard our clients investments. While, for the stocks screening purposes you just need to provide your phone number/email and create a strong password

How do I update my account information in Altin.app?

To update your account information in Altin.app, simply go to the "Settings" tab in the app and select "Profile Settings". From there, you can update your personal information, payment methods, and other account details

How do I reset my password in Altin.app?

To reset your password in Altin.app, simply click on the "Forgot Password" link on the login screen of the app, and follow the instructions to reset your password

How do I know my account information is secure with Altin.app?

Altin.app employs advanced security measures to protect user data and prevent unauthorized access to your account. We use industry-standard encryption protocols to ensure that your personal information is safe and secure. Additionally, we do not share your information with third parties without your explicit consent.

Gold
How is the gold stored and secured?

Altin.app partners with trusted third-party providers to securely store and insure all physical gold purchased through the app. The gold is stored in secure, third-party vaults that are audited regularly to ensure compliance with industry standards. Altin.app also employs advanced security measures to protect user data and prevent unauthorized access to your account. Users can view their gold holdings in real-time and rest assured that their investment is safe and secure

How do I buy gold through Altin.app?

To buy gold through Altin.app, simply download the app, create an account and deposit money into your account. From there, you can select the amount of gold you wish to buy and complete the transaction

Can I sell my gold investment through Altin.app?

Yes, you can sell your gold investment through the app at any time. Altin.app offers competitive prices for selling gold, and the proceeds can be transferred to your bank account

How do I know my gold is genuine?

Altin.app takes the authenticity and quality of gold very seriously. We ensure that the gold provided to our clients is genuine through the following measures: 1. Trusted Suppliers: Altin.app sources its gold from reputable suppliers and partners who adhere to strict industry standards and regulations. We work with trusted entities that have a proven track record in the gold industry; 2.Assay Certification: Before any gold is made available for purchase, it undergoes rigorous testing and certification by independent assay agencies. These agencies verify the purity and authenticity of the gold through precise analysis and testing methods; 3. Transparency and Documentation: Altin.app provides transparent information about the origin and quality of the gold. We maintain proper documentation and records of the gold's authenticity, ensuring traceability and accountability throughout the process

What quality is the gold?

The gold purchased through Altin.app is of the highest quality and purity. We work with trusted third-party providers who source gold from reputable refineries that meet industry standards for quality and purity. The gold is typically 99.99% pure, which is also known as "four nines" gold. This ensures that your investment in gold through Altin.app is of the highest quality and meets industry standards

What is the minimum amount of gold I can buy through Altin.app?

The minimum amount of gold you can buy through Altin.app is for 5 000 tenge

How can I track the performance of my gold investment through Altin.app?

You can track the performance of your gold investment in real-time through the app. Altin.app provides detailed information on the current market price of gold, as well as historical performance data and charts to help you make informed investment decisions

Can I have physical possession of the gold I purchase through Altin.app?

Altin.app specializes in providing digital access to physical gold and does not offer delivery or physical possession of the gold at this time. However, we are working to make this happen for you soon. Meanwhile, you can rest assured that your gold is securely stored and insured by our trusted third-party providers

Can I transfer my gold to another user of Altin.app?

At this time, Altin.app does not offer the ability to transfer gold between users. However, we are working to make this happen for you soon.

Add / withdraw a cash
How do I add cash to my Altin account?

Altin accepts multiple payment methods, including bank transfers, debit/credit cards, and e-wallets. We strive to make the funding process as convenient as possible for our users.

How do I withdraw money from my Altin account?

To withdraw money from your Altin account, you can sell your gold holdings through the app and request a withdrawal to your linked bank account or e-wallet. The funds will be credited to your account within a few business days, depending on the payment method you choose.

Are there any fees for transferring funds into or out of my Altin account?

Altin does not charge any fees for transferring funds into your account. However, there may be fees charged by your bank or payment provider for transferring funds. Altin also does not charge any fees for transferring funds out of your account, but there may be a small fee charged by your bank for receiving the funds.

How long does it take for funds to be credited to my Altin account?

The time it takes for funds to be credited to your Altin account depends on the payment method you choose. Bank transfers typically take 1-3 business days, while debit/credit card payments and e-wallets are usually credited instantly.

How long does it take for funds to be credited to my bank account after I request a withdrawal?

The time it takes for funds to be credited to your bank account depends on the payment method you choose. Bank transfers typically take 1-3 business days, while e-wallets are usually credited instantly.

Is there a minimum deposit amount for funding my Altin account?

Altin does not require a minimum deposit amount to fund your account. You can deposit any amount you choose, as long as it meets the minimum purchase amount for gold.

Is there a minimum withdrawal amount for funds in my Altin account?

Altin does not have a minimum withdrawal amount. You can withdraw any amount of money that is available in your account.

How do I know my funds are secure when I fund my Altin account?

Altin employs advanced security measures to protect user data and prevent unauthorized access to your account. We also work with trusted payment providers to ensure that all transactions are secure and encrypted. You can rest assured that your funds are safe with Altin.

Screening methodologies
What is shariah screening and why is it important in Islamic Finance?

Shariah screening is the process of reviewing and evaluating financial products and investments to ensure that they comply with the principles of Islamic finance. This includes avoiding investments in industries such as alcohol, tobacco, gambling, and weapons, among others. Shariah screening is important in Islamic Finance to ensure that investments are made in a socially responsible and ethical manner.

How does Altin conduct shariah screening on stocks?

Altin uses a proprietary screening methodology to evaluate stocks based on their compliance with the principles of Islamic finance. This methodology was developed in collaboration with Islamic finance experts and is regularly updated to ensure that it reflects the latest industry standards and best practices.

What is the criteria used in Altin's shariah screening process?

Altin's shariah screening process is based on the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) Shariah standards. The criteria used include the business activities of the company, the level of debt, the sources of income, and the level of cash and interest-bearing securities.

How often is the list of shariah-compliant stocks updated in Altin?

The list of shariah-compliant stocks in Altin is regularly updated to reflect the latest information and ensure compliance with the principles of Islamic finance. This update process takes into account factors such as the latest financial reports, corporate actions, and market capitalization of the companies. As market conditions and company dynamics can change, the compliance status of stocks may be subject to updates on a daily basis to maintain adherence to Shariah principles. Rest assured, Altin's commitment is to provide you with the most up-to-date and accurate information regarding the shariah-compliant status of stocks in our screening process.

Can non-Muslim clients use Altin's shariah-compliant screening feature?

Yes, Altin's shariah-compliant screening feature is available to all clients, regardless of their religion or beliefs. The screening process is designed to comply with the principles of Islamic finance, which emphasize social responsibility and ethical investing, but the feature can be used by anyone who shares these values.

How do I know if a stock is shariah-compliant in Altin?

Altin provides a list of shariah-compliant stocks in the app, which you can use to screen your investments. You can also check the compliance status of individual stocks by searching for them in the app and looking for the shariah-compliant label.

As a client of Altin, how can I be certain that my investments remain shariah-compliant, and what happens if a stock in my portfolio becomes non-compliant?

If a stock is removed from the list of shariah-compliant stocks, or if its compliance status changes, clients who hold that stock in their portfolio will be notified via the app and email. The notification will provide details on the reason for the change in compliance status and advise clients on how to proceed with their investments.

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